The very first six digits with the account number in almost any credit card indicate the lender Identification Numbers (BIN). These numbers are important because they have to be verified before any payment would be authorized. Validating the dpi involves the usage of a BIN list tool to spot the institution that issued the cardboard and also other secured information.
The BIN checker tool, as I mentioned earlier, can be a tool utilized in authenticating the corporality of an bank identification number from updated databases.
The main aim of it is to get the essential information necessary to validate transactions carried out with credit cards. This requires checking the first 3 to 5 digit in the debit or credit card.
As a result of frequent changes as well as the number of records who’s covers – over 300, 000 record at the moment – it’s extremely hard to keep up or read from the BIN list.
Fortunately there exists a tool that helps curb this drawback – the BIN checker tool. We will talk more about it in the next article.
How TheBIN List Tool Works
It really is easy enough. The objective of the tool is usually to lookup the BIN to determine if it is a credit, debit prepaid, or charge card.
To work with the too, simply go into the first six digit and click on check. The tool provides up every one of the secured information linked to the BIN you entered.
Here’s a table showing the cardboard design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, which is the first digit of the plastic card number.
Here’s a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is effective in determining the charge card type by traders. It tells whether it is a charge card, debit card, prepaid credit card, or credit card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the chance to monitor suspicious orders.
For additional information about BIN Checker explore this popular website.