The first six digits with the account number in a bank card indicate the lending company Identification Numbers (BIN). These numbers are essential because they have to be verified before any payment could be authorized. Validating this number involves the usage of a BIN list tool to identify the institution that issued the credit card and other secured information.
The BIN checker tool, when i mentioned earlier, can be a tool used in authenticating the corporality of your bank identification number from updated databases.
The main aim of this tool is to find the mandatory information had to validate transactions completed with charge cards. This requires checking the first 3 to 5 digit from the debit or credit card.
As a result of frequent changes and the wide range of records that it covers – over 300, 000 record at this time – it can be extremely hard to keep up or read completely from the BIN list.
Fortunately you will find there’s tool that assists curb this drawback – the BIN checker tool. We’re going to talk much more about this tool next article.
How TheBIN List Tool Works
It’s simple. The aim of the tool is always to lookup the BIN to find out if this is a credit, debit prepaid, or charge card.
To work with the too, simply go into the first six digit and click on check. The tool brings up every one of the secured information linked to the BIN you entered.
Here is a table showing the card the appearance of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, which is first digit from the plastic card number.
Here’s a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is useful in determining the cardboard type by traders. It tells whether it is a credit card, bank card, prepaid credit card, or plastic card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the chance to monitor suspicious orders.
For more information about BIN Checker browse our net page.