The first six digits in the account number in a charge card indicate the lending company Identification Numbers (BIN). These numbers are essential because they must be verified before any payment will be authorized. Validating this number demands the usage of a BIN list tool to recognize the institution that issued the charge card and other secured information.
The BIN checker tool, while i mentioned earlier, is often a tool doing work in authenticating the corporality of a bank identification number from updated databases.
The principal objective of this tool is the required information necessary to validate transactions carried out with cards. This implies checking the first 3 to 5 digit in the credit or debit card.
As a result of frequent changes and also the number of records that it covers – over 300, 000 record at the moment – it can be nearly impossible to take care of or read directly from the BIN list.
Fortunately there’s a tool that assists curb this drawback – the BIN checker tool. We’re going to talk more about this tool next article.
How TheBIN List Tool Works
It really is pretty simple. The objective of the tool is to lookup the BIN to ascertain if this is a credit, debit prepaid, or charge card.
To work with the too, simply enter in the first six digit and click on check. The tool provides up each of the secured information related to the BIN you entered.
Listed here is a table showing the cardboard the appearance of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, which is first digit in the bank card number.
Here is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is advantageous in determining the charge card type by traders. It tells whether it is a credit card, bank card, prepaid card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possiblity to monitor suspicious orders.
Check out about BIN Checker go this popular internet page.