The initial six digits in the account number in any bank card indicate the lending company Identification Numbers (BIN). These numbers are essential while they must be verified before any payment could be authorized. Validating this number necessitates the utilization of a BIN list tool to recognize the institution that issued the card as well as other secured information.
The BIN checker tool, as I mentioned earlier, is a tool employed in authenticating the corporality of an bank identification number from updated databases.
The primary aim of this tool is to find the necessary information necessary to validate transactions carried out with charge cards. This involves examining the first 3 to 5 digit in the debit or credit card.
Because of frequent changes and also the massive amount records that it covers – over 300, 000 record currently – it really is nearly impossible to take care of or read straight from the BIN list.
Fortunately you will find there’s tool which enables curb this drawback – the BIN checker tool. We’re going to talk much more about it in the next article.
How TheBIN List Tool Works
It’s really quite simple. The aim of the tool is usually to lookup the BIN to find out if it is just a credit, debit prepaid, or charge card.
To work with the too, simply enter in the first six digit and then click check. The tool will bring up all the secured information in connection with the BIN you entered.
Here’s a table showing the card the appearance of BIN range and length.
Card the perception of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, the first digit in the credit card number.
Below is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is helpful in determining the card type by traders. It tells be it a credit card, bank card, prepaid card, or plastic card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possiblity to monitor suspicious orders.
For more info about BIN Checker web portal: click to read more.