The 1st six digits from the account number in any charge card indicate the lender Identification Numbers (BIN). These numbers are essential as they have to be verified before any payment will be authorized. Validating the dpi involves the using a BIN list tool to distinguish the institution that issued the charge card along with other secured information.
The BIN checker tool, while i mentioned earlier, is really a tool used in authenticating the corporality of your bank identification number from updated databases.
The main purpose of this tool is to get the essential information necessary to validate transactions done with credit cards. This calls for checking the first 3 to 5 digit in the debit or credit card.
Because of frequent changes as well as the wide range of records who’s covers – over 300, 000 record right now – it’s nearly impossible to take care of or read straight from the BIN list.
Fortunately you will find there’s tool that assists curb this drawback – the BIN checker tool. We will talk more details on this tool next article.
How TheBIN List Tool Works
It can be really quite simple. The goal of the tool is always to lookup the BIN to find out if it is just a credit, debit prepaid, or plastic card.
To make use of the too, simply go into the first six digit and then click check. The tool will bring up each of the secured information in connection with the BIN you entered.
Listed here is a table showing the credit card the appearance of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for that Major Industry Identifier, the first digit of the bank card number.
Here is a table showing the main Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is effective in determining the cardboard type by traders. It tells be it credit cards, debit card, prepaid card, or charge card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the chance to monitor suspicious orders.
For details about BIN Checker check our web portal.