The very first six digits of the account number in different credit card indicate the lending company Identification Numbers (BIN). These numbers are very important since they should be verified before any payment would be authorized. Validating the dpi necessitates the using a BIN list tool to distinguish the institution that issued the card as well as other secured information.
The BIN checker tool, while i mentioned earlier, is often a tool utilized in authenticating the corporality of a bank identification number from updated databases.
The key purpose of it is to buy the necessary information had to validate transactions finished with charge cards. This implies examining the first 4 to 6 digit with the credit or debit card.
On account of frequent changes and the massive amount records which it covers – over 300, 000 record at this time – it is extremely difficult to keep or read straight from the BIN list.
Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We’re going to talk more details on this tool within the next article.
How TheBIN List Tool Works
It is pretty simple. The goal of the tool would be to lookup the BIN to see if it is just a credit, debit prepaid, or credit card.
To use the too, simply go into the first six digit and click on check. The tool will bring up each of the secured information in connection with the BIN you entered.
This is a table showing the card the appearance of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, which is the first digit from the charge card number.
Here’s a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is effective in determining the cardboard type by traders. It tells whether it is a credit card, bank card, prepaid credit card, or plastic card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the opportunity to monitor suspicious orders.
To learn more about BIN Checker check out our new web portal.