What is the Vanilla Visa Gift Card?
The Vanilla Visa Gift certificate is really a prepaid Visa card which will come in denominations of $25, $50 and $100. It acts exactly the same any debit card would and is accepted anywhere that Visa Debit is. It may be purchased at most convenience and stores.
Are there any fees?
To activate your card you should buy the significance on the card plus an activation fee of between $4.95 to $6.95. The activation fee varies based on the total balance you are looking to use on the credit card. And if you’re only activating it with $25 you would then only have to pay $4.95 for the total of $29.95.
In addition there are prices from the card. After the seventh month post activation you’ll cough up $2.50 month after month prior to the balance with the card reaches zero. If you do not use it or be done with it somewhere as an alternative to discovering a gem using a $100 balance your Vanilla Visa might be still having nothing.
How do you check the balance of my Vanilla Visa?
This can be a not at all hard process. You can go to their homepage or call customer support to have the most accurate and up to date statement around the balance of your card.
Positives
The Vanilla Visa gift certificate is accepted anywhere that Visa Debit is. This can be virtually all around the United states of america hence the card includes a extremely high value as a result of this. One of many substitute goods with this strategy is the American Express giftcard. The death to American Express would it be isn’t as widely known as Visa.
Just recently I tried to pay for my pizza with a smaller size mom & pop style shop. I used to be very disappointed that we couldn’t use my American Express card there. This is exactly why I would recommend by using this product as a present for a kid or teen who does not carry additional debit or credit cards.
The replacement policy using this type of business is great. You’ll be able to call their customer satisfaction line without notice and as long as you’ve got proper evidence purchase along with the serial number you will get the charge card re-issued. They’re going to impose a fee a $5.95 re-issuance fee, however, this is more preferable then getting the balance around the card lost forever.
Negatives
You are unable to register the charge card which means, you cannot make use of the Vanilla Visa Giftcard to buy online. I can’t care about what you’ve keep reading the net or Yahoo answers, it’s simply not possible.
Here’s why: When you purchase something online the merchant provider will verify the name, billing address, and make contact with number for this bank card. As you can’t register with Vanilla Visa you won’t be able to buy online anywhere.
Not being able to register the charge card really hinders what that can be done by it online. A high level fan of eBay or PayPal you might like to consider other options such as the Greendot MoneyPak that may allow you to add funds back.
Final Review
The Vanilla Visa giftcard does not have the same flexibility as seen having its competitors available from other banks along with American Express and MasterCard. The best perks in the card would be the replacement feature which doesn’t require any kind activation. The perks however don’t outweigh the negatives due to the inability register the credit card.
That being said I would recommend that you do not purchase Vanilla Visa except for something special for younger adults. Adults and teenagers typically tend not to carry additional debit or credit cards and may spend cash or on line quickly as they frequent stores as well as other places using their peers. The liberty of Visa is evident as it is virtually accepted everywhere which makes it an excellent gift.
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