The initial six digits of the account number in different charge card indicate the Bank Identification Numbers (BIN). These numbers are very important since they has to be verified before any payment could be authorized. Validating this number demands the usage of a BIN list tool to spot the institution that issued the credit card and also other secured information.
The BIN checker tool, when i mentioned earlier, is a tool doing work in authenticating the corporality of your bank identification number from updated databases.
The key objective of it is to find the essential information needed to validate transactions carried out with credit cards. This requires examining the first 3 to 4 digit from the debit or credit card.
Because of frequent changes as well as the massive amount records who’s covers – over 300, 000 record at this time – it is extremely difficult to maintain or read directly from the BIN list.
Fortunately there exists a tool that helps curb this drawback – the BIN checker tool. We’re going to talk much more about this tool in the next article.
How TheBIN List Tool Works
It really is really quite simple. The aim of the tool would be to lookup the BIN to find out if this is a credit, debit prepaid, or plastic card.
To make use of the too, simply type in the first six digit and click on check. The tool provides up each of the secured information related to the BIN you entered.
Here’s a table showing the card the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, the first digit of the charge card number.
Below is a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
The reason to use the BIN list tool?
• The BIN list tool is advantageous in determining the charge card type by traders. It tells whether it’s credit cards, debit card, prepaid credit card, or bank card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the opportunity to monitor suspicious orders.
For more details about BIN Checker you can check our web portal.