The 1st six digits from the account number in different charge card indicate the Bank Identification Numbers (BIN). These numbers are important while they has to be verified before any payment would be authorized. Validating this number involves the use of a BIN list tool to identify the institution that issued the cardboard as well as other secured information.
The BIN checker tool, because i mentioned earlier, is often a tool doing work in authenticating the corporality of your bank identification number from updated databases.
The main aim of it is to buy the essential information had to validate transactions completed with bank cards. This involves checking the first Four to six digit in the debit or credit card.
Due to frequent changes and the great deal of records it covers – over 300, 000 record at the moment – it’s extremely difficult to take care of or read straight from the BIN list.
Fortunately there’s a tool which enables curb this drawback – the BIN checker tool. We’re going to talk a little more about this tool over the following article.
How TheBIN List Tool Works
It is easy enough. The objective of the tool is always to lookup the BIN to determine if it is just a credit, debit prepaid, or credit card.
To use the too, simply enter the first six digit and click on check. The tool will take up each of the secured information associated with the BIN you entered.
This is a table showing the cardboard design for BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, which is the first digit with the credit card number.
Here is a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is useful in determining the credit card type by traders. It tells be it a charge card, debit card, prepaid credit card, or plastic card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the opportunity to monitor suspicious orders.
For more details about BIN Checker web page: learn here.